Bank SWITCH development worldwide for the unique Art's of AVIS Card's functionality & Acquiring

The AVIS SWITCH Gateway  

It's the ultimate evolution in banking technology. The software system for global card processing has been adapted by experts for the international payment markets. The monopoly position of the big players from the bank card markets did not leave many doors open for the introduction of a new product player.

The AVIS software conglomerate is the result of intensive collaboration between university research and experts from the AVIS development team in Great Britain, Spain, and Australia. The software solution was developed around the growing requirements of banks and interbank processors in both mature and emerging countries and represents a reliable and powerful electronic payment system that takes into account all current payment technologies and ever-growing delivery channels.

The system is aimed at financial organizations of all sizes that want to create a solid foundation for the growth of their card business. With its ability to add and integrate new features and requirements with minimal investment of time and resources, AVIS helps reduce total cost of ownership and helps users maintain it at reasonable levels in the future. (offered at white label solution with “VOSTRO” clearing accounts to the financial industry).

All data managed by the SWITCH is connected via the middleware ISO 20022 API and IP gateway to central banks, strategic banks and gateways to enable unlimited and seamless open loop cash processing globally at POS and MTMs.

AVIS operates its server farms in highly secure PCI-compliant environments in Stockholm, Austria, and Spain. The basic software consisting of over 1000 individual programs of tailor-made units was developed over 30 years by a team member with basic experience in bank payment systems. He learned the card payment software logistics during a decade as a software manager by the VISA card corporation.

The AVIS SWITCH software is a fundamentally unique system that allows AVIS to create its own worldwide, borderless and unlimited card program sponsored by the American Banker Association (ABA) similar to AMEX with new special features. The technology creates SWIFT licences (ABIQ), international IBAN numbers and direct debit functionality (GPI).

AVIS Art of Cards and Gateways are a revolution in the payment world and definitely there will be a change in the lobby behaviour of today standard bank payment systems.


Several military secured server farms, located in Liechtenstein, housing the core banking and marketplace software packages.

AVIS maintains further bank servers owned by the group or contracted in Mauritius, Mexico, and Colombia.

Finally, for completing the world coverage of the AVIS payment systems further 8 in-house servers will be in 2023 developed at strategic important locations including China and further SWITCH servers contracted and connected.

The card scheme of AVIS supports almost all kind of payments forms including force payments, card to card payments and its new security system preventing fraudulent transactions.

Bank in a Box


Shortly AVIS Bank with its unique technology system, intents for providing worldwide a full automated Bank Kiosk for your daily needs where a bank needs to be involved. Here you get your personalized card at the spot. And you select a stylish augmented glass and make your bank business with a bank officer from wherever you are.